Which USDT network should I send on?

TRC-20 unless you have a reason not to. It is the cheapest and fastest to confirm. BEP-20 and ERC-20 both arrive, but ERC-20 gas can cost more than a small transfer is worth.

Does the network change how much Naira I get?

No. The Naira figure is the same on TRC-20, BEP-20 or ERC-20. Only the fee you pay the network to send it differs.

Is there a spread hidden in the USDT rate?

No. What the calculator displays is what the desk pays. Network fees are paid by the sender, as everywhere.

Live Calculator

USDT (Tether) to Naira Calculator

Enter USDT amount and see your Naira payout. Live P2P rate.

Live Rate Calculator

Sell crypto · Naira

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You send

USDT

You receive

₦133,500

NGN

1 USDT = ₦1,335 · Updated 21:42

Our published sell rate, fees already deducted. Confirm in the app before sending.

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USDT is worth about a dollar by design, so the only real question is what a dollar is worth in Naira today. That is the number this calculator carries, and it moves with the Nigerian market rather than with crypto.

Pick your network before you send. TRC-20 is the cheapest to move, BEP-20 is close behind, and ERC-20 costs the most in gas. The Naira you receive is identical either way; what you pay to send is not.