Crypto in. Naira out.

    Send crypto, pay in Naira

    Holding USDT, BTC or ETH and need a Naira payment made in Nigeria? Send the crypto to FirstFlip and we pay the Naira into any Nigerian bank account — bills, suppliers, family or staff. You see the rate and the exact Naira figure first.

    Get a Naira quote on WhatsApp

    How to pay Naira with crypto

    1. Step 1

      Tell us what to pay

      Message the desk with the coin you hold and the Naira payment you need made — a bank account, a bill or an invoice.

    2. Step 2

      Get the Naira quote

      We confirm the live rate and the exact Naira figure before you move a single coin.

    3. Step 3

      Send the crypto

      Send USDT (TRC20, BEP20, ERC20), BTC or ETH to the address we confirm, then share the transaction hash.

    4. Step 4

      We pay the Naira

      Once the transfer confirms on-chain, the Naira goes out to the bank account or biller you named.

    What people pay for with crypto

    Pay a Nigerian bank account

    Yours, your family's, your staff's or a supplier's — any Nigerian bank.

    Pay bills with crypto

    Electricity, rent, school fees, subscriptions and vendor invoices settled in Naira.

    Pay suppliers and contractors

    Settle a Nigerian invoice in Naira while you hold your balance in stablecoin.

    Send money home

    Working abroad and holding crypto? Naira reaches home the same day it confirms.

    Cash out a freelance payment

    Paid in USDT by a client overseas? Turn it into spendable Naira.

    Fund a Naira wallet

    Top up Naira for day-to-day spending without touching a bank wire.

    Questions

    Can I pay Naira with crypto in Nigeria?

    Yes. Send USDT, BTC or ETH to FirstFlip and we pay the Naira into any Nigerian bank account you name. You get the rate and the exact Naira figure before you send anything.

    How do I send crypto and get Naira paid out?

    Message the FirstFlip crypto desk on WhatsApp with the coin, the amount and the Nigerian account to credit. We quote the Naira, confirm the wallet address, and pay out once the transfer confirms on-chain.

    Can someone else receive the Naira?

    Yes. The Naira can go to any Nigerian bank account — family, staff, a landlord or a supplier. You do not need a Nigerian bank account yourself.

    Which coins and networks do you accept?

    USDT on TRC20, BEP20 and ERC20, plus BTC and ETH. The desk confirms the correct address and network with you before you send.

    Can I pay a bill directly with crypto?

    Tell the desk which bill or invoice you need settled. Where we can pay it in Naira on your behalf, we will; otherwise the Naira is paid to the account you choose.

    Do I know the rate before I send?

    Always. Nothing moves until you have the live rate and the exact Naira amount in writing on WhatsApp.

    Is there a minimum amount?

    Small transfers are welcome. Message the desk with the figure you have in mind and we will tell you what it works out to in Naira.

    Is FirstFlip a registered company?

    Yes. FIRST FLIP LTD is registered in Nigeria with the Corporate Affairs Commission, RC 9023563.

    Ready when you are

    Message the crypto desk

    Check today's rates on the USDT to Naira and BTC to Naira pages. Sending from outside Nigeria? See send crypto to Nigeria from abroad.